Original Medicare doesn’t cover everything.
Original Medicare helps you get health care coverage but you should expect to pay some of the costs.
You have options!
You can enroll in a Medicare supplement insurance plan to help pay some of the costs and benefits that aren’t paid by Original Medicare Parts A and B. You can also enroll in a stand-alone Medicare Part D plan for help with your prescription drug costs.
You can enroll in a Medicare Advantage Part C plan offered by private insurance companies. Part C Medicare Advantage plans generally give you all of the coverage provided by Original Medicare Parts A and B, as well as additional benefits.
- Combines hospital costs and doctor and outpatient care in one plan.
- Often includes Part D prescription drug coverage.
- May include additional benefits such as dental, vision or hearing services as well as SilverSneakers.
Your plan choices don’t have to be permanent.
You can change plans as your health care needs change. You’re not permanently locked into one plan.
You’ll have the opportunity to change plans at least once a year during the Medicare Open Enrollment Period
starting October 15th through December 7th.